Plaid Disclosure Statement

We use Plaid to securely connect your financial accounts. Plaid is a trusted financial technology provider used by thousands of apps to enable secure bank connections.

We access transaction data only via Plaid's Transactions API. We do not access your account balances, investment data, or any other financial information beyond what is necessary for rewards optimization.

Your bank login credentials are handled by Plaid and are never stored by us. When you connect your bank account, you authenticate directly with Plaid's secure interface. Poiiints never sees or has access to your bank username or password.

By connecting your account, you agree to Plaid's Privacy Policy and terms. You can revoke access to your financial data at any time through the Poiiints app settings or directly through Plaid's portal.